Project Update | 2020.05.18

week9
__
MDS is the first global mutual insurance marketplace on the blockchain. It combines the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MDS fans that the project could not go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. We biweekly release our project updates in form of the following progress journal:

Mutual DAO Protocol

MutualDAO at EOS Mainnet
http://mutualdao.org

MediShares Mutual Aid
http://mutualdao.org/#/projectDetail?id=5

Mutual DAO Whitepaper
http://blog.medishares.org/?p=1839

Open source mutual aid smart contract code:
https://github.com/MediShares/mds-mutual-aid-dao-eos

Guide of create a Mutual DAO contract
http://blog.medishares.org/?p=2156

Mutual Aid DAO System Operation Guide
http://blog.medishares.org/?p=2108

Questions about Mutual DAO
http://blog.medishares.org/?p=2208

Airdrop 10 Million EMDS, Build Mutual Aid on Chain

空投EMDS_en

How to claim free EMDS MutualDAO airdrop
http://blog.medishares.org/?p=2197

MediShares Chain

MediShares Chain testnet is in progress of developemnt, and the source code will be release in repo:
https://github.com/MediShares/medishares-chain-testnet

MDS Token Info

Total: 2,000,000,000
Total Circulating: 742,999,401
Lockdrop: 361,205,413
VPOS Pool: 145,770,231
Actual Circulating: 236,023,757

Data Source:
https://coinmarketcap.com/currencies/medishares/
https://www.feixiaohao.com/currencies/medishares/
http://blog.medishares.org/?p=1965
http://explorer.mathwallet.org

Exchanges
Huobi: https://www.huobi.vc/zh-cn/exchange/mds_usdt/
Gate: https://www.gateio.life/trade/MDS_USDT
CEX: https://cex.plus/market/mds_usdt
FUBT: https://www.fubt.com/#/TradeCenter/mdsusdt
Newdex: https://newdex.vip/trade/medisharesbp-emds-eos

MDS Telegram Group

https://t.me/medisharesEN

[Code for Change] MediShares Mutual DAO

Inspiration

The worsening of health risk, together with increasing medical cost, makes mutual aid a service in great demand by everybody in the world.
The operating and trust costs of traditional insurance are still relatively high, the capital management has a centralized risk, and it is unable to provide more subdivided mutual aid needs.
Based on the tradition mutual insurance model and combine with blockchain smart contract, we think blockchain based mutual aid can make change in this space.

What it does

It is the global mutual aid smart contract on the blockchain. It combines the traditional mutual insurance model with blockchain and smart contract + DAO which provide a low operation cost and guarantee of compensation for risks.

How I built it

We built the system on EOSIO, and below is the system structure:

DAO workflow:

Detail design can be reviewed in below whitepaper:
http://blog.medishares.org/?p=1839

Challenges I ran into

Blockchain-based mutual aid system is limited by the transaction cost of the public chain.
It also need to effectively reduce the operating cost and provide attractive incentives for members to acquire new users and to be involved in community governance.

Accomplishments that I'm proud of

EOSIO can solve the transaction cost of blockchain-based mutual aid system. It will effectively reduce the operating cost and the smart contract will provide attractive incentives for members to acquire new users and to be involved in community governance.

The smart contract code is open source in the repo below
https://github.com/MediShares/mds-mutual-aid-dao-eos

Any one can leverage the code to create a new mutual aid contract
http://blog.medishares.org/?p=2156

What I learned

Coding EOS Smart Contract
Coding dApp frontend
Design the DAO model for mutual aid governance

What's next for MutualDAO

With the improvement of data on the chain, Oracle could be used in mutual aid review protocol as a data dimension in the future, providing more accurate analysis and improving system efficiency.

The system is also suitable for all non-profit organizations as the token donation model and will be an important direction of the smart contract + DAO model.

We believe that the blockchain will bring more inclusive protection product to the world.

Questions about Mutual DAO

1 What is DAO?

A Decentralized Autonomous Organization (or DAO) is a new type of organization that attempts to coordinate group activity and utilizes some form of “on-chain” governance. This is achieved through placing a variety of standard organizational functions into smart contracts, such as multiple signatures required for fund distribution, a process for creating, debating, and approving or denying proposals, and a recorded voting system.

2 What is Mutual DAO?

Mutual DAO is a new mutual aid system design based on blockchain & smart contract, which based on DAO (Decentralized Autonomous Organization).

3 Mutual DAO Process Flow

Screen Shot 2019-12-11 at 17.05.27

4 Mutual DAO's Target

Combines the traditional mutual insurance model with blockchain and smart contract, Mutual DAO can provide a low operation cost and guarantee of compensation for risks.

We believe that the blockchain will bring more inclusive protection product to the world.

关于 Mutual DAO 的问答

1 DAO 是什么?

去中心化自治组织(DAO)是一种新型的组织,它试图协调小组活动并利用某种形式的“链上”治理。这是通过将各种标准组织功能放入智能合约中来实现的,例如,资金分配所需的多个签名,创建,辩论和批准或拒绝提案的过程以及记录的投票系统。

2 Mutual DAO 是什么?

Mutual DAO 是一种新的基于区块链智能合约的互助系统设计,通过 DAO 自组织的形式实现更高效的互助保障(互助保险)平台。
http://blog.medishares.org/?p=1805

3 Mutual DAO 的流程图

4 Mutual DAO 的愿景

基于区块链技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。
MDS 坚信区块链将给世界带来更普惠的保障产品。

项目进度报告 | 2020.05.18

week9

MDS 是世界上第一个相互保障合约市场,基于区块链接技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。

MDS 的发展离不开社区用户的支持与信任,我们对此表示由衷地感谢。我们专注于项目的长期发展,秉持公正透明的社区原则,以进度报告形式定期展示项目各方面进度,以下为最近一段时间的进度更新报告。

Mutual DAO 协议开发进度

MutualDAO EOS版正式上线
http://mutualdao.org

MediShares Mutual Aid (抗癌互助)
http://mutualdao.org/#/projectDetail?id=5

Mutual DAO 白皮书
http://blog.medishares.org/?p=1805

合约代码开源地址:
https://github.com/MediShares/mds-mutual-aid-dao-eos

手把手教你创建一个自定义的互助保险
http://blog.medishares.org/?p=2153

MutualDAO互助DAO系统操作指南
http://blog.medishares.org/?p=2094

关于 Mutual DAO 的问答
http://blog.medishares.org/?p=2206

空投 1000万 EMDS,共享链上大病保障

如何领取免费的 EMDS 保障
http://blog.medishares.org/?p=2193

MediShares Chain

目前 MediShares Chain 测试网正在开发中,所有代码将在下面的仓库中更新:
https://github.com/MediShares/medishares-chain-testnet

MDS Token 信息

总量:2,000,000,000
总流通:742,999,401
Lockdrop锁仓:361,205,413
VPOS矿池锁仓:145,770,231
实际流通:236,023,757

数据来源
https://coinmarketcap.com/currencies/medishares/
https://www.feixiaohao.com/currencies/medishares/
http://blog.medishares.org/?p=1965
http://explorer.mathwallet.org

交易
Huobi: https://www.huobi.vc/zh-cn/exchange/mds_usdt/
Gate: https://www.gateio.life/trade/MDS_USDT
CEX: https://cex.plus/market/mds_usdt
FUBT: https://www.fubt.com/#/TradeCenter/mdsusdt
Newdex: https://newdex.vip/trade/medisharesbp-emds-eos

扫描二维码加入 MDS 社群

How to claim free EMDS MutualDAO airdrop

1 Download and create EOS wallet

Download MathWallet
https://mathwallet.org

Create/import EOS wallet
http://blog.mathwallet.org/?p=283

2 Find DAPP -【Insurance】-【Get EMDS Mutual Insurance】

You will need to complete the Identity Verification (KYC) first. This is important when you claim the mutual aid insurance.

After the KYC has been verified, go back to 【Get EMDS Mutual Insurance】dApp and you can click ‘Claim’

3 Check your EMDS in MutualDAO

Find DAPP -【Insurance】-【MutualDAO】, and you will find you have EMDS in the MutualDAO pool now.

Mutual Aid DAO System Operation Guide
http://blog.medishares.org/?p=2108

Any questions, please join our telegram group:
https://t.me/medisharesEN

如何领取免费的 EMDS 保障

1 下载并创建 EOS 钱包

下载麦子钱包
http://mathwallet.org

创建或导入 EOS 钱包
http://blog.mathwallet.net/?p=836

2 进入【保险】-【领取MutualDAO保障】应用

如果你还未在麦子钱包中完成实名认证,你需要先完成这一步

完成实名认证并通过审核后,回到【领取MutualDAO保障】应用,即可点击领取。

3 进入 MutualDAO 查看保障

进入麦子钱包的应用列表【保险】-【MutualDAO】即可查看领取到的保障和EMDS了

MutualDAO的操作可以查看下面的文章
http://blog.medishares.org/?p=2094

如您有任何问题,欢迎扫描二维码加入 MDS 社群

https://t.me/medisharesCN

Project Update | 2020.03.17

weekly8

MDS is the first global mutual insurance marketplace on the blockchain. It combines the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MDS fans that the project could not go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. We biweekly release our project updates in form of the following progress journal:

Mutual DAO Protocol

Mutual DAO EOS mainnet version launched: http://mutualdao.org

MutualDAO Anticancer Mutual Aid Program launched:
http://mutualdao.org/#/projectDetail?id=5

Mutual DAO Whitepaper
http://blog.medishares.org/?p=1839

Open source mutual aid smart contract code:
https://github.com/MediShares/mds-mutual-aid-dao-eos

MutualDAO Anticancer Mutual Aid Program

Please use the EOS account which binding with your KYC data already. You can complete is through Voice.com or MathWallet.org

Anticancer Mutual Aid Participate Rules

Definition
Observation Period
As the commercial insurance did, we set up the observation period to avoid fraud behaviors.
Publicity Period
Each month we collect the mutual aid events, and calculate the mutual aid fee and the share that members need to pay, then putting them on the website. So that the other members could know whom their share is helping. The publicity period usually will be 7 days.

Participate Rules of Anticancer Mutual Aid Program
When joining the Anticancer Mutual Aid Programs, you should
1. Be at the age of 0-60 years old
2. Be physically healthy

Details of Anticancer Mutual Aid program privilege are as follows
1. Since the users taken part in the program, the privilege valid 180 days later.
2. When someone in the program suffer from one of the cancer diseases in the list.

When one of the following situations occurs, the member will quite the program automatically
1. Death
2. Reaching the age of 61
3. The mutual aid fee is fully given
4. The balance of personal account is less than 0

When one of the following situations occurs, the member will not have the privilege
1. Self-mutilation or suicide
2. Crime
3. Taking or injecting drugs
4. War, military action, riots or armed rebellions
5. Nuclear explosion, nuclear radiation or nuclear pollution
6. Infected by HIV
7. Hereditary disease, congenital malformation, deformation or chromosomal abnormalities

Disease Coverage

Malignant Tumor
It refers to a disease in which malignant cells grow and spread uncontrollably, infiltrate and destroy surrounding normal tissues, and can spread to other parts of the body through blood vessels, lymphatic vessels and body cavities. The diagnosis was confirmed by pathological examination, and the clinical diagnosis belongs to the World Health Organization's International Statistical Classification of Diseases and Related Health Problems (ICD-10).

The following diseases are not covered by mutual aid:
(1) Carcinoma in situ
(2) Chronic lymphocytic leukemia equivalent to stage A of the Binet staging plan
(3) Hodgkin's disease equivalent to stage I of Ann Arbor staging plan
(4) Skin cancer (excluding malignant melanoma and metastatic skin cancer)
(5) Prostate cancer with TNM stage T1N0M0 or less
(6) Malignant tumors during HIV infection or AIDS

Guide of create a Mutual DAO contract

1 Download the smart contract code
2 Compile
3 Deploy
4 Submit the Mutual Aid Program

Detail steps:
Guide of create a Mutual DAO contract
http://blog.medishares.org/?p=2156

MediShares Chain

MediShares Chain testnet is in progress of developemnt, and the source code will be release in repo:
https://github.com/MediShares/medishares-chain-testnet

MDS Token Info

Total: 2,000,000,000
Total Circulating: 742,999,401
Lockdrop: 361,205,413
VPOS Pool: 145,770,231
Actual Circulating: 236,023,757

Data Source:
https://coinmarketcap.com/currencies/medishares/
https://www.feixiaohao.com/currencies/medishares/
http://blog.medishares.org/?p=1965
http://explorer.mathwallet.org

Exchanges
Huobi: https://www.huobi.vc/zh-cn/exchange/mds_usdt/
Gate: https://www.gateio.life/trade/MDS_USDT
CEX: https://cex.plus/market/mds_usdt
FUBT: https://www.fubt.com/#/TradeCenter/mdsusdt
Newdex: https://newdex.vip/trade/medisharesbp-emds-eos

MDS Telegram Group

https://t.me/medisharesEN

项目进度报告 | 2020.03.17

weekly8

MDS 是世界上第一个相互保障合约市场,基于区块链接技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。

MDS 的发展离不开社区用户的支持与信任,我们对此表示由衷地感谢。我们专注于项目的长期发展,秉持公正透明的社区原则,以进度报告形式定期展示项目各方面进度,以下为最近一段时间的进度更新报告。

Mutual DAO 协议开发进度

MutualDAO EOS版正式上线 http://mutualdao.org

MutualDAO Anticancer Mutual Aid (抗癌互助) 版本发布!
http://mutualdao.org/#/projectDetail?id=5

Mutual DAO 白皮书
http://blog.medishares.org/?p=1805

合约代码开源地址:
https://github.com/MediShares/mds-mutual-aid-dao-eos

基于区块链的 Anticancer Mutual Aid (抗癌互助)

请通过绑定实名的 EOS 账号加入,您可以使用 Voice.com 或麦子钱包完成绑定

抗癌互助计划参与规则

加入
1.出生满28天-60周岁
2. 身体健康

观察期:180天
观察期:又称等待或免责期,是为了防止参与计划的人明知道将发生风险事故,而马上加入以获得利益的行为

退出情形
1.身故、已给付互助金自动退出
2.年满61周岁,自动退出
3.互助金账户余额为0

不予互助事项提示
1.故意自伤、故意犯罪或抗拒依法采取的刑事强制措施
2.互助会员主动吸食或注射毒品
3.战争、军事行动、暴乱或武装叛乱
4.核爆炸、核辐射或核污染
5.互助会员感染艾滋病病毒或患艾滋病期间因疾病导致的
6.遗传性疾病,先天性畸形、变形或染色体异常

本计划涵盖疾病
恶性肿瘤
指恶性细胞不受控制的进行性增长和扩散,浸润和破坏周围正常组织,可以经血管、淋巴管和体腔扩散转移到身体其他部位的疾病。经病理学检查结果明确诊断,临床诊断属于世界卫生组织《疾病和有关健康问题的国际统计分类》(ICD-10)的恶性肿瘤范畴。
下列疾病不在互助范围内:
(1)原位癌
(2)相当于Binet分期方案A期程度的慢性淋巴细胞白血病
(3)相当于Ann Arbor分期方案Ⅰ期程度的何杰金氏病
(4)皮肤癌(不包括恶性黑色素瘤及已发生转移的皮肤癌)
(5)TNM分期为T1N0M0期或者更轻分期的前列腺癌
(6)感染艾滋病病毒或者患艾滋病期间所患恶性肿瘤

关于如何自行创建一个 Mutual DAO

1 下载代码
2 编译代码
3 部署合约
4 提交互助计划

具体步骤见:
手把手教你创建一个自定义的互助保险
http://blog.medishares.org/?p=2153

MediShares Chain

目前 MediShares Chain 测试网正在开发中,所有代码将在下面的仓库中更新:
https://github.com/MediShares/medishares-chain-testnet

MDS Token 信息

总量:2,000,000,000
总流通:742,999,401
Lockdrop锁仓:361,205,413
VPOS矿池锁仓:145,770,231
实际流通:236,023,757

数据来源
https://coinmarketcap.com/currencies/medishares/
https://www.feixiaohao.com/currencies/medishares/
http://blog.medishares.org/?p=1965
http://explorer.mathwallet.org

交易
Huobi: https://www.huobi.vc/zh-cn/exchange/mds_usdt/
Gate: https://www.gateio.life/trade/MDS_USDT
CEX: https://cex.plus/market/mds_usdt
FUBT: https://www.fubt.com/#/TradeCenter/mdsusdt
Newdex: https://newdex.vip/trade/medisharesbp-emds-eos

扫描二维码加入 MDS 社群

互助与民主金融

网络互助的理念类似于比特币,实现了组织与权利的创新。既然是组织与权利的创新,就要解决自己的公信力问题。因为参与资格问题、民主管理问题、有效决策问题、损失认定问题等,都需要公信力支撑。

为了保证比特币的公信力(替代贵金属和国家信用),比特币创始人中本聪为实现点对点的电子现金系统而提出和构建了区块链方案,可以在没有中央数据库的情况下实现多点数据的可靠传输、存储和更新。

区块链,代表了一种去中心化的数据组织、存储和管理方案。为了解决这种方案的公信力,区块链引入了竞争性审核机制。比特币有一套成熟的机制,保证其公信力。那么,网络互助如何保证自己的公信力呢?

为了网络互助的规范化运作,需要把网络互助上升到民主金融(民主保险)的高度进行思考。

民主金融的概念由著名经济学教授罗伯特·希勒提出,内涵在于:

①金融要为每个人而不是部分人服务,人人都能从金融活动中平等获益;

②金融体系的目的是管理风险、降低不公平,提高所有人的福利;

③应鼓励人们从事金融业,或参与金融创新为社会谋福利;

④法律监管应加深人们对金融运作知识的了解,为公众提供更为可靠的信息;

⑤达成上述目标的途径在于金融创新。

针对我国网络互助实际情况,我们认为:网络互助具有鲜明的时代特征,具有民主金融的特点,满足了社会健康保险需要,蕴含巨大的爆发力,契合了民众的呼声;因此,我们需要尽快对网络互助进行定性,更需要从理念、技术、渠道、法律等一揽子革新。尤为重要的是,网络互助从根本上改变金融权力过于集中的局面,在现有社会保险和商业保险之间架起了一座桥梁,其不仅包含了普惠金融的构成要件,是对普惠金融的发展和提升,更是满足了当下金融创新的“草根”诉求。

摘自:《陈辉:完善大病保险筹资机制 宜以网络互助制度试点为突破口》

Project Update | 2020.02.17

202002

MDS is the first global mutual insurance marketplace on the blockchain. It combines the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MDS fans that the project could not go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. We biweekly release our project updates in form of the following progress journal:

Mutual DAO Protocol

Mutual DAO test version launched: http://mutualdao.org

MediShares lauched test of 2019nCoV Mutual Aid 武汉肺炎互助保障, the mutual aid program is currently deployed on EOS kylin testnet and join through EOS token
http://mutualdao.org/#/projectDetail?id=4

Mutual DAO Whitepaper
http://blog.medishares.org/?p=1839

Open source mutual aid smart contract code:
https://github.com/MediShares/mds-mutual-aid-dao-eos

We also target to integrate Mutual DAO with EOS Voice.com on the KYC part for mutual aid program.

Benefit of decentralized mutual aid system during large disaster

1 When suffering large disaster, centralized organization may overload in a short of time. And during the time, the resource and financial help cannot be given to the people who really need help. Decentralized mutual aid system does not have this issue and work more efficient during such time.

2 Centralized system is inevitable opacity. Decentralized mutual aid system is more transparent, auditable and equity.

3 Centralized system has single points of failure issue if the operation team is fail to operate. Decentralized mutual aid system will not crash because one or two persons issue, and is more reliable.

Guide of create a Mutual DAO contract

1 Download the smart contract code
2 Compile
3 Deploy
4 Submit the Mutual Aid Program

Detail steps:
Guide of create a Mutual DAO contract
http://blog.medishares.org/?p=2156

MediShares Chain

MediShares Chain testnet is in progress of developemnt, and the source code will be release in repo:
https://github.com/MediShares/medishares-chain-testnet

MDS – EMDS Swap

EMDS is 1:1 mapping of MDS on the EOS chain.
The reason we create EMDS is because the latest Mutual DAO system is built on EOS. And we need the EMDS token as part of the economic system.
MathWallet Cloud SWAP has supported the MDS-EMDS 2 way swap.

MDS Token Info

Total: 2,000,000,000
Total Circulating: 742,999,401
Lockdrop: 361,205,413
VPOS Pool: 145,770,231
Actual Circulating: 236,023,757

Data Source:
https://coinmarketcap.com/currencies/medishares/
https://www.feixiaohao.com/currencies/medishares/
http://blog.medishares.org/?p=1965
http://explorer.mathwallet.org

Exchanges
Huobi: https://www.huobi.vc/zh-cn/exchange/mds_usdt/
Gate: https://www.gateio.life/trade/MDS_USDT
CEX: https://cex.plus/market/mds_usdt
FUBT: https://www.fubt.com/#/TradeCenter/mdsusdt
Newdex: https://newdex.vip/trade/medisharesbp-emds-eos

MDS Telegram Group

https://t.me/medisharesEN

项目进度报告 | 2020.02.17

202002

MDS 是世界上第一个相互保障合约市场,基于区块链接技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。

MDS 的发展离不开社区用户的支持与信任,我们对此表示由衷地感谢。我们专注于项目的长期发展,秉持公正透明的社区原则,以进度报告形式定期展示项目各方面进度,以下为最近一段时间的进度更新报告。

Mutual DAO 协议开发进度

MutualDAO 测试版上线 http://mutualdao.org

MutualDAO 上线武汉肺炎互助保障测试版本发布!
操作步骤见:
http://blog.medishares.org/?p=2167
项目页面:
http://mutualdao.org/#/projectDetail?id=4

Mutual DAO 白皮书
http://blog.medishares.org/?p=1805

合约代码开源地址:
https://github.com/MediShares/mds-mutual-aid-dao-eos

欢迎大家参与测试,MutualDAO EOS 版本正式发布时将与 Voice 应用的实名模块深度整合。

基于区块链保障的优势

1 我们可以看到,当社会遇到巨大灾害时,中心化组织可能出现短时的工作量过载,资源无法合理和及时的分配给真正需要的人。MutualDAO是完全去中心化应用,完全有社区自组织。
2 中心化系统存在不可避免的信息不透明和不对称的情况,MutualDAO去中心保障系统所有信息上链,即时公开审计。
3 中心化系统存在单点风险,比如系统宕机、关键人无法处理负责的工作,而MutualDAO去中心保障系统不可能宕机,也不依赖某个人的特定操作。

关于如何自行创建一个 Mutual DAO

1 下载代码
2 编译代码
3 部署合约
4 提交互助计划

具体步骤见:
手把手教你创建一个自定义的互助保险
http://blog.medishares.org/?p=2153

MediShares Chain

目前 MediShares Chain 测试网正在开发中,所有代码将在下面的仓库中更新:
https://github.com/MediShares/medishares-chain-testnet

MDS – EMDS 兑换

什么需要EMDS?
MutualDAO系统主要会在EOS上开发,EMDS是EOS上的通证,可以直接参与或交易。

麦子钱包已支持 MDS – EMDS 1:1 兑换,详见:
http://blog.medishares.org/?p=2172

MDS Token 信息

总量:2,000,000,000
总流通:742,999,401
Lockdrop锁仓:361,205,413
VPOS矿池锁仓:145,770,231
实际流通:236,023,757

数据来源
https://coinmarketcap.com/currencies/medishares/
https://www.feixiaohao.com/currencies/medishares/
http://blog.medishares.org/?p=1965
http://explorer.mathwallet.org

交易
Huobi: https://www.huobi.vc/zh-cn/exchange/mds_usdt/
Gate: https://www.gateio.life/trade/MDS_USDT
CEX: https://cex.plus/market/mds_usdt
FUBT: https://www.fubt.com/#/TradeCenter/mdsusdt
Newdex: https://newdex.vip/trade/medisharesbp-emds-eos

扫描二维码加入 MDS 社群

MutualDAO 上线武汉肺炎互助保障测试版本

项目页面:

http://mutualdao.org/#/projectDetail?id=4

武汉肺炎互助保障由 MediShares 开发,目前为测试版本,并在 EOS Kylin 测试网运行

基于区块链保障的优势

1 我们可以看到,当社会遇到巨大灾害时,中心化组织可能出现短时的工作量过载,资源无法合理和及时的分配给真正需要的人。MutualDAO是完全去中心化应用,完全有社区自组织。
2 中心化系统存在不可避免的信息不透明和不对称的情况,MutualDAO去中心保障系统所有信息上链,即时公开审计。
3 中心化系统存在单点风险,比如系统宕机、关键人无法处理负责的工作,而MutualDAO去中心保障系统不可能宕机,也不依赖某个人的特定操作。

保障计划具体内容

1.什么是新武汉肺炎互助保障?

新型肺炎临时互是一个在2019新型冠状病毒肺炎疫情期间,如不幸被临床确诊为2019年新型冠状病毒感染的肺炎,满足2019-nCoV新型冠状病毒核酸检测阳性结果条件的情况下,可以发起互助,帮其或家属度过难关的互助。

2.什么人可以加入武汉肺炎互助?

未感染武汉肺炎病毒,所有人群可加入,加入的EOS账户需要完成实名认证。

3.什么是合约等待期?

又称观察期或者免责期,是为了防止参与成员明知道或者可能知道已经确诊或者即将确诊2019新型病毒肺炎,而马上加入可以获得利益的行为。

4.发生互助时如何扣款?

当有成员在度过观察期后首次确诊互助情形时,将在您的余额中完成您或者您代管的家人合计所需要分摊的互助金。当期如有多个受助成员则进行互助金额累计,再全员分摊。

5.加入后的义务是什么?

需要按时履行每期的分摊义务,以免影响未来的受助权益。只有不间断的履行互助义务,才能确保在未来如不幸罹患新型病毒肺炎时能获得其它成员小额资助的权利。

6.申请互助时需要什么材料?

二级甲等及以上医院确诊或政府指定定点医院确诊;如身故,还需提供死亡证明、户口注销证明及火化证明等;

7.不予互助事项

有下列情形之一或因下列情形之一导致互助社员罹患新型病毒肺炎时,没有义务提供互助:
(1)未获得或已丧失成员资格的;
(2)在加入时,或在审核调查过程提供虚假信息(含虚假联系方式),刻意隐瞒事实或未履行如实告知义务的;
(3)在加入时或加入后的观察期内已感染新型病毒的; (4)在观察期满以后确诊新型病毒肺炎的,但是在观察期内已经通过其他任何诊断手段发现疑似,或者已经开始实施针对治疗或导致“新型肺炎”的相关疾病就诊; (5)吸食或者注射毒品;
(6)有遗传性疾病,先天性畸形、变形或染色体异常;
(7)感染艾滋病病毒或患艾滋病;
(8)故意犯罪或者抗拒依法采取的刑事强制措施;
(9)自杀以及自残等;
(10)核爆炸、核辐射或者核污染;

Project Update | 2020.01.14

MDS is the first global mutual insurance marketplace on the blockchain. It combines the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MDS fans that the project could not go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. We biweekly release our project updates in form of the following progress journal:

Mutual DAO Protocol

Mutual DAO test version launched: http://mutualdao.org

It is based on Kylin testnet with the 'Smart Contract Risk Mutual Aid Program'.
The operation guide at http://blog.medishares.org/?p=2108

Mutual DAO Whitepaper
http://blog.medishares.org/?p=1839

Mutual DAO contract at EOS Kylin testnet:
https://kylin.bloks.io/account/contractaid1?tab=Tables&account=contractaid1&scope=contractaid1&limit=100

Open source code:
https://github.com/MediShares/mds-mutual-aid-dao-eos

We also target to integrate Mutual DAO with EOS Voice.com

Guide of create a Mutual DAO contract

1 Download the smart contract code
2 Compile
3 Deploy
4 Submit the Mutual Aid Program

Detail steps:
Guide of create a Mutual DAO contract
http://blog.medishares.org/?p=2156

Apply EOSVC Grant Program

https://github.com/MediShares/EOS-VC-Grant

MediShares Chain

MediShares Chain testnet is in progress of developemnt, and the source code will be release in repo:
https://github.com/MediShares/medishares-chain-testnet

MediShares Official Site

We launched a fully new official site, and listed all platform/products based on MDS protocols.

Screen Shot 2019-12-11 at 17.06.02

MDS Telegram Group

https://t.me/medisharesEN

项目进度报告 | 2020.01.14

MDS 是世界上第一个相互保障合约市场,基于区块链接技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。

MDS 的发展离不开社区用户的支持与信任,我们对此表示由衷地感谢。我们专注于项目的长期发展,秉持公正透明的社区原则,以进度报告形式定期展示项目各方面进度,以下为最近一段时间的进度更新报告。

Mutual DAO 协议开发进度

MutualDAO 测试版上线 http://mutualdao.org

全新发布智能合约风险互助保障产品,操作步骤见:
http://blog.medishares.org/?p=2094

Mutual DAO 白皮书
http://blog.medishares.org/?p=1805

Mutual DAO 协议测试合约地址:
https://kylin.bloks.io/account/contractaid1?tab=Tables&account=contractaid1&scope=contractaid1&limit=100

合约代码开源地址:
https://github.com/MediShares/mds-mutual-aid-dao-eos

欢迎大家参与测试,MutualDAO EOS 版本正式发布时将与 Voice 应用深度整合。

关于如何自行创建一个 Mutual DAO

1 下载代码
2 编译代码
3 部署合约
4 提交互助计划

具体步骤见:
手把手教你创建一个自定义的互助保险
http://blog.medishares.org/?p=2153

申请 EOSVC Grant Program

https://github.com/MediShares/EOS-VC-Grant

MediShares Chain

目前 MediShares Chain 测试网正在开发中,所有代码将在下面的仓库中更新:
https://github.com/MediShares/medishares-chain-testnet

新版 MediShares 官网发布

新版官网展示了所有基于 MDS 协议的产品和平台

Screen Shot 2019-12-11 at 15.41.45

扫描二维码加入 MDS 社群

Guide of create a Mutual DAO contract

Download the smart contract code

https://github.com/MediShares/mds-mutual-aid-dao-eos

Compile

Open EOS Smart Contract IDE
https://beosin.com/BEOSIN-IDE/index.html#/

Create file: medishares.cpp medishares.hpp
And copy the github code into these 2 files

For Compiler version select 'eosio.cdt_1.2.x'

Then click【compile】

Deploy

1 Create Kylin test account

http://faucet.cryptokylin.io/create/new_account_name

2 Request test token for the account

http://faucet.cryptokylin.io/get_token/your_account_name

3 Import private key to MathWallet extension, then click【Web Wallet】, stake CPU/Net resource and buy RAM for the account

4 Switch TestNetwork and choose CryptoKylin TestNet in IDE, and then login with the new Kylin test account

5 Deploy contract

Click【Deploy】in the IDE

6 Set ABI

Click【Set ABI】 and select the medishares.abi file and sign the transaction

7 Init action

Visit https://kylin.bloks.io/
Search the account, switch to Contract – Actions – init, enter the params below and submit

Submit the Mutual Aid Program

Fill in the form below
http://mutualdao.org/#/submitProject

After approval, you program will be listed in mutualdao.org

手把手教你创建一个自定义的互助保险

下载代码

https://github.com/MediShares/mds-mutual-aid-dao-eos

编译代码

打开
https://beosin.com/BEOSIN-IDE/index.html#/

在 beosin IDE 中创建文件 medishares.cpp medishares.hpp
并将github中下载的代码复制过去

右侧 Compiler 选择 eosio.cdt_1.2.x

然后点击【compile】

部署合约

1 创建测试账号

http://faucet.cryptokylin.io/create/new_account_name

2 为账号申请测试币

http://faucet.cryptokylin.io/get_token/your_account_name

3 导入私钥到麦子插件钱包,并点击【Web Wallet】,购买资源

4 切换 TestNetwork 为 CryptoKylin TestNet,并登陆刚才创建的测试账号

5 部署合约

点击【Deploy】部署合约

6 Set ABI

点击【Set ABI】,选择 medishares.abi 文件并签名

7 初始化参数

访问 https://kylin.bloks.io/
合约 – Actions – 输入 init 参数并提交

参数说明:

guarantee_rate 新增资金进入保障池比例

reg_rate 推荐奖励比例

max_claim 最大申请数量

time_for_observation 观察期时间(s)

time_for_announcement 开始投票前公示期(s)

min_apply_internal  重新申请间隔时间(s)

time_for_vote  投票时间长度(s)

Project Update | 2019.12.11

MDS is the first global mutual insurance marketplace on the blockchain. It combines the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MDS fans that the project could not go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. We biweekly release our project updates in form of the following progress journal:

Mutual DAO Protocol

Mutual DAO test version launched: http://mutualdao.org

It is based on Kylin testnet with the 'Accident Mutual Aid Program'.
The operation guide at http://blog.medishares.org/?p=2108

Mutual DAO contract at EOS Kylin testnet:
https://kylin.bloks.io/account/daodaodao111?loadContract=true&tab=Tables&account=daodaodao111&scope=daodaodao111&limit=100
https://kylin.eosx.io/account/daodaodao111?mode=contract&sub=interfaces

Open source code:
https://github.com/MediShares/mds-mutual-aid-dao-eos

We also target to integrate Mutual DAO with EOS Voice.com

Questions about Mutual DAO

1 What is DAO?

A Decentralized Autonomous Organization (or DAO) is a new type of organization that attempts to coordinate group activity and utilizes some form of “on-chain” governance. This is achieved through placing a variety of standard organizational functions into smart contracts, such as multiple signatures required for fund distribution, a process for creating, debating, and approving or denying proposals, and a recorded voting system.

2 What is Mutual DAO?

Mutual DAO is a new mutual aid system design based on blockchain & smart contract, which based on DAO (Decentralized Autonomous Organization).

3 Mutual DAO Process Flow

Screen Shot 2019-12-11 at 17.05.27

4 Mutual DAO's Target

Combines the traditional mutual insurance model with blockchain and smart contract, Mutual DAO can provide a low operation cost and guarantee of compensation for risks.

We believe that the blockchain will bring more inclusive protection product to the world.

MediShares Chain

MediShares Chain will be developed based on Polkadot Substrate, and will be a parachain in the future of Polkadot eco-system. MediShares Chain is an open-source, scalable blockchain platform specifically designed for the insurance industry and insurance market needs.

MediShares Chain testnet is in progress of developemnt, and the source code will be release in repo:
https://github.com/MediShares/medishares-chain-testnet

MediShares Official Site

We launched a fully new official site, and listed all platform/products based on MDS protocols.

Screen Shot 2019-12-11 at 17.06.02

MDS Telegram Group

https://t.me/medisharesEN

项目进度报告 | 2019.12.11

MDS 是世界上第一个相互保障合约市场,基于区块链接技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。

MDS 的发展离不开社区用户的支持与信任,我们对此表示由衷地感谢。我们专注于项目的长期发展,秉持公正透明的社区原则,以进度报告形式定期展示项目各方面进度,以下为最近一段时间的进度更新报告。

Mutual DAO 协议开发进度

MutualDAO 测试版上线 http://mutualdao.org

该版本基于Kylin测试网,并发布了一个出行意外互助合约产品,操作步骤见:
http://blog.medishares.org/?p=2094

Mutual DAO 白皮书
http://blog.medishares.org/?p=1805

Mutual DAO 协议测试合约地址:
https://kylin.bloks.io/account/daodaodao111?loadContract=true&tab=Tables&account=daodaodao111&scope=daodaodao111&limit=100
https://kylin.eosx.io/account/daodaodao111?mode=contract&sub=interfaces

合约代码开源地址:
https://github.com/MediShares/mds-mutual-aid-dao-eos

欢迎大家参与测试,MutualDAO EOS 版本正式发布时将与 Voice 应用深度整合。

关于 Mutual DAO 的问答

1 DAO 是什么?

去中心化自治组织(DAO)是一种新型的组织,它试图协调小组活动并利用某种形式的“链上”治理。这是通过将各种标准组织功能放入智能合约中来实现的,例如,资金分配所需的多个签名,创建,辩论和批准或拒绝提案的过程以及记录的投票系统。

2 Mutual DAO 是什么?

Mutual DAO 是一种新的基于区块链智能合约的互助系统设计,通过 DAO 自组织的形式实现更高效的互助保障(互助保险)平台。
http://blog.medishares.org/?p=1805

3 Mutual DAO 的流程图

4 Mutual DAO 的愿景

基于区块链技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。
MDS 坚信区块链将给世界带来更普惠的保障产品。

MediShares Chain

MediShares Chain 将基于 Polkadot Substrate 底层开发,并对保险行业和业务深度定制。 MDS 将是该保险公链的原生通证。

目前 MediShares Chain 测试网正在开发中,所有代码将在下面的仓库中更新:
https://github.com/MediShares/medishares-chain-testnet

新版 MediShares 官网发布

新版官网展示了所有基于 MDS 协议的产品和平台

Screen Shot 2019-12-11 at 15.41.45

扫描二维码加入 MDS 社群