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Project Update| 2018.1.26

MediShares is the first global mutual insurance marketplace on the blockchain. It combine the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MediShares fans that the project could not go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. In future, we will periodically release our project update in form of progress journal. Below is the recent project progress:

Recent Work Summary

MDS APP Testing Activity in Progress

The MDS APP testing activity is still in progress, and there have been more than 2.7 thousand users signed up to test MDS APP and got candies (free MDS) in return. On January 31st 8pm, the users rank top 30 in referral leaderboard will get extra 100 MDS as a reward. Due to the limited number of candies, please sign up as soon as possible (notice: you need to complete identity verification to get candies).

Link to candies: http://candy.medishares.org/user/register

Referral leaderboard: http://candy.medishares.org/user/rank

MDS Poster Design Activity in Progress

The MDS poster design activity is in progress,thank the community friends for your creative works. The activity will close in the end of January, so please submit your poster before the deadline. You’ll win MDS in reward if your poster ranked top 30.

MediShares Announced the Collaboration with InfoCorp

MediShares announced the cooperation with InfoCorp to promote mutual insurance marketplace based on blockchain to Southeast Asia market. It is known that there’s a huge increasing market of mutual insurance in Southeast Asia. MediShares is the first global mutual insurance marketplace on the blockchain. It combine the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

InfoCorp, a blockcahin tech company in an effort to provide encryption assets service, has many cooperative organizations and user base in Southeast Asian.

MediShare CTO Eric Attended Haitian Conference

On January 20th, MediShares CTO Eric attended Haitian Conference, which was held by the Blockchain Committee of China Communications Industry Association and Haitian Conference. The CTO of Medishares, Eric, spoke in the conference and shared opinion towards blockchain technology and its application with the present private equity investors, entrepreneurs, blockchain professional media, community organizations and over 200 industry elites.

MediShares CEO Mr Qiao and CTO Eric are Invited to Attend the Blockchain Connect Conference

On January 26th (PST), the Blockchain Connect Conference, the first US-China blockchain conference will be held in San Francisco, bringing together over 1000 scientists, entrepreneurs, investors and developers from all over the world for a day of blockchain discussion. MediShare CEO Mr Qiao and CTO Eric will attend the conference to share the perspective of blockchain trend, interpret the vision of MediShares and communicate with the top blockchain scientists, entrepreneur, investors, developers and related industry elites all over the world.

The Progress of Development

Smart Contract

Developed contract of mutual aid protocol

IOS APP

Built asset management page (display,rank and search)

Built account management page (create new account, restore keystore, restore private key, import mnemonic and delete account)

Built payment code & Scan page

Optimized mnemonic importing function (Added Ledger and custom path)

Enabled multi-account switching

Supported multi-language

Android APP

Built account management page

Built contacts page

Built part of mine page

Built assets display and transfer page

Enabled account creation ,import and management function

MDS App Design

Updated MDS App page (me, identity verification, get candies, fingerprint, loading etc.)

Enabled interface dynamic effect and transferred JSON document

Optimized ETH Tokens Logo

Added 「endorse MediShares」 activity page on official website

Iterated and optimized 「News」on official website

Download Math Wallet: www.mathwallet.org

MediShares: http://www.medishares.org/
Telegram: https://t.me/medisharesEN
Twitter: https://twitter.com/MediShares
GitHub:https://github.com/MediShares

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MDS正式中文名首发:麦子——开启基于区块链保障经济的智能合约时代

MDSMDS

MDS正式中文名首发: MDS 麦子 

麦子,意味着:收获、安全。

人类文明经历了物质文明、符号文明、数字文明,麦子是一种向古老文明的回归,也是一种向未来文明的致敬和期望。

么是MDS?

MediShares(MDS 麦子) 是世界上第⼀个相互保障合约市场,基于区块链技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更⾼的资⾦安全性。

 

项目背景 

起源和演变

保险的最初模式,实际上是一种起源于海上的民间互助组织,最早在小渔村自发形成的。

在古时候,渔村中十条船出去打鱼,如果风浪导致船只失事,那么失事船员的家小就会面临无人抚养照顾的绝境,于是出海前就自发约定,每条船交一份‘份子钱’,用于事故船员家人的生活保障,这就是最早的民间互助组织。

但这一模式很难大范围推广,第一是渔村人员有限,第二随着船只变大货物增多,风险加大,有限的‘份子钱’,难以维持。

所以就有一群人跳出来说让他们来专业从事这项工作。当然本质上他们是通过和参与者对赌获利。随着参与的人越来越多,国家发现这是一个资金密集度很高的行业,因此也具有极大的金融风险,所以不是人人都可以开办的,必须有相应的执照才可以经营这个很有“钱途”的事业。所以这就形成了我们近代的保险业。

保险市场

在中国庞大的人口基数下,保险整体市场规模绝对数字较大。但与之不相称的是,我国人均保费和保单量要远远低于发达国家的水平。由此,就产生了两个矛盾:一是保险渗透率与人们日益提高的生活水平不匹配,具体表现在人们的物质生活越来越丰富,却没有相应的风险应对方式;二是保险行业整体的机制和创新跟不上自身的发展速度,目前保险行业处在一个快速上升的通道,但整体的机制和创新仍比较落后。

 

传统模式的问题 

加入门槛高

传统的保险模式,其资金效率低于20%,有大量的资金用于支付保险代理薪酬和企业运营。

运营效率低

保险组织机构臃肿,整体机制跟不上市场发展,所以整体运营效率较低。

隐私保护问题

传统的加入过程中需要很多客户的个人身份信息,包括身份证和医疗病例等,这些存储在中心化数据库中的信息存在信息泄漏的风险。

拒赔概率高

保险规则和赔付执行流程主要由组织者制定、颁布和修改,其中也不可避免的包含人的主观因素,如何保证加入用户的利益,尤其是对规则进行修改时,是一个不得不重视的问题。

资金安全问题

传统的模式无法保证组织者始终不接触资金,没有专门的资金池,没有理财的模式,中心化的数据存储模式也无法确保所有支付记录可以查询,基本上它对于参与用户而言就像是一个黑匣子。

 

去中心化的优势 

零门槛加入

无论加入和退出都是没有门槛的,任何人随时都可以加入和退出。而且在没有人生病的情况下,大家都不需要交任何费用,仅仅当有人发生大病等满足赔付条件的时候,每个参与的人才会缴纳费用。

身份认证

基于区块链的身份认证,高度隐私保护,同时数据经过严格加密,查看个人信息必须通过身份识别的智能合约,而只有拥有私钥的人才能授权别人查看自己解密后的身份信息。

资金效率高

几乎会员缴付的每一分钱全部都会用于保障使用,95%用于自动赔付,5%用于社区发展和奖励。

激励机制

任何组织和个人都可以基于智能合约模板发起一个共享保障合约,并因此获得MediShares平台的原生代币“MDS” 。这将极大丰富未来保障的应用场景,满足很多目前无法获得保障的场景。

无资金池

基于智能合约锁定代币资金,作为系统的运营者不触及任何的资金,完全没有专门的资金池,更没有理财的模式。由于不接触资金,所以会规避绝大多数的法律风险,甚至系统本身也不会被认为具备保险公司的特征。

高效运营

基于机器数据源的赔付触发条件,解决主观判断赔付标准的问题。因为区块链智能合约不能修改的特性,赔付过程将通过锁定在智能合约上的代币执行,从而保障了承诺的赔付必定会得到履行。

全球市场

基于 MDS Token 的无国界流通特性,MediShares 市场对全球用户开放,并用区块链完成赔付和清算。

项目愿景 

MediShares团队认为保险的未来不是保险公司的摩天大楼,也不是貌似降低了一些成本的互联网电子保单,我们相信保险的未来就是“智能合约”,真正达到让保障的运营成本能够趋近于零。

而伴随的相互保障的智能合约化,必然会出现一个保障合约市场。

这正是 MediShares 想要做的事情!

MediShares希望用区块链技术改变相互保障行业生产关系,让保障回归本质,将利益分享给社区。

———

MDS

一币在手,安全无忧

官网

http://www.medishares.org/

官微

https://weibo.com/MediShares

Twitter

Telegram

https://t.me/medishares

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MDS上线火币全球专业站

感谢大家对MediShares的关注与支持,MDS于北京时间1月2日14:30上线火币全球专业站,目前已开放MDS充值业务。

MediShares最新消息,会第一时间在微信社群及公众号等平台发布,请大家务必关注。

以下是火币的官方公告

“火币全球专业站定于北京时间1月2日14:30开放MediShares (MDS)充值业务,1月3日14:00在创新区开放MDS/BTCMDS/ETH交易,1月4日14:00开放提现业务。

点此查看MediShares (MDS)币种资料:https://www.huobipro.com/zh-cn/assetintro/#mds

祝您交易愉快!

火币Pro官方中文群 (Telegram群):https://t.me/huobiofficial

火币全球专业站

2018年1月2日”


Medishares社区的目标:一币在手,安全无忧。

官网:http://www.medishares.org/

Twitter:https://twitter.com/MediShares

Telegram:https://t.me/medishares

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Project Update| 2017.12.29

MediShares is the first global mutual insurance marketplace on the blockchain. It combine the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MediShares fans that the project could not go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. In future, we will periodically release our project update in form of progress journal. Below is the recent project progress:

Recent Work Summary

MDS APP Testing Activity

The APP is expected to be released on March 2018, and sign up now to test the APP to get 300 MDS in maximum.( 10 MDS per referral :))

Register link: http://candy.medishares.org/

Please check that your verification has been processed and make sure your photo follows the standard.

MDS’s name Competition Closed

Thank all of the community members for your participation and enthusiasm. Since there are too many names, we could only pick some of them. Congratulations to the final winners!

Blockchain relativity theory show’s interview with the CTO of MediShares

Sharing finance — the first exclusive interview with MediShares CTO by blockchain relativity theory program

https://v.qq.com/x/page/i0522lnoku9.html

Eric talked about the product and technological side issues of common concern.

The Progress of Development

Smart Contract:

Deployed environment testing

Developed Oracle Contract of mutual aid protocol

APP

Designed APP prototype

Designed APP UI

Designed APP interface

ID system and referral system

Sign up and identity verification

Developed referral system

— —

Download Math Wallet: www.mathwallet.org

MediShares: http://www.medishares.org/
Telegram: https://t.me/medisharesEN
Twitter: https://twitter.com/MediShares
GitHub:https://github.com/MediShares

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Project Update| 2017.12.15

 

MediShares is the first global mutual insurance marketplace on the blockchain. It combines the traditional mutual insurance model with blockchain and smart contract which provide a low operation cost and guarantee of compensation for risks.

We gratefully thank all the community friends and MediShares fans that Medishares project cannot go far without your support and trust. MediShares project focuses on long-term development, and our community will always follow the principle of fairness and transparency. In future, we will periodically release our project progress in this form. Below is the recent project progress:

Recent Work Summary

Central China Blockchain Meeting:

Last weekend, MediShares team communicated with the team of Central China and presented the project progress and technology creation.

Mr Qiao, the CEO of MediShares, came up with three key words from the view of stratagy deployments: seizing, inclusion and ecology.

Seizing: From applying blockchain to blockchain application, MDS is the future insurance which achieves trust via technology.

Inclusion: MediShares is the first global mutual insurance on the blockchain using inclusive insurance machinism.

Ecology: Medishares is a eco-network platform, which like an open tree.

Market Transactions:

On 6th, December, MDS launched on gate.io and can be traded with ETH and USDT.

On 12th, December, MDS launched on CEX.COM.

The follow-up questiones of the trading platforms depend on platforms’ arrangements.

MediShares is a down-to-earth team that is not focusing on operation and promotion currently.

Recruitment :

MediShares has posted hiring announcements on big recruitment platforms and received many resumes in just a few days. If you are talent in technology, operation or promotion, please send your resume to: hello@medishares.org. We sincerely invite you to join MediShares.


The Progress of Development

Smart Contract:

Achieved basic Token

Competed technology integration and testing with gate.io/CEX

Deployed environment testing

APP:

Designed original model of the app

Designed app UI


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MediShares(MDS)上线CEX.COM公告

Medishares(MDS)于12月12日15:00登陆CEX.COM交易平台,支持对USDT和ETH的交易服务,目前MediShares(MDS)已经支持挂入买单及充提币服务.

MediShares(MDS)简介

英文名:MediShares 缩写:MDS

MediShares是世界上第一个相互保障合约市场,基于区块链技术提供相互保障智能合约创建和使用平台,有效降低保障产品的运营成本,同时提供更高的保障资金安全性。

币种参数

▦推出日期:2017-11-25

▦发行总量:2000000000

官网

Http://Www.Medishares.Org/

合约地址

Https://Etherscan.Io/Token/0x66186008C1050627F979d464eABb258860563dbE

详细项目介绍:

可以预见保险的未来是一个个不同的智能合约,MediShares 的目标是创建一个基于以太坊的、去中心化的、开源的相互保障合约市场。

(1) 世界范围内任何人都可以通过锁定 MediShares 的 MDS Token 获取平台上的相互保障合约的赔付资格,从而获得合约所指定的保障。

(2) 世界范围内任何人都可以通过 MediShares 平台和 MediShares 提供的智能合约模板发布相互保障合约,并从中获得 MDS Token 奖励。

MediShares 的创新之处

在传统的保险、保障领域有一些解决不了的问题,比如加入门槛高、运营效率低、隐私保护差、拒赔概率高、资金不安全等。而这些问题在MediShares 的区块链网络中将会被根本性改变。

MediShares 的去中心相互保障合约市场将具备以下优势:

(1) 零门槛加入

无论加入和退出都是没有门槛的,任何人随时都可以加入和退出。而且在没有人生病的情况下,大家都不需要交任何费用,仅仅当有人发生大病等满足赔付条件的时候,每个参与的人才会缴纳费用。

(2) 安全身份认证

基于区块链的身份认证,高度隐私保护,同时数据经过严格加密,查看个人信息必须通过身份识别的智能合约,而只有拥有私钥的人才能授权别人查看自己解密后的身份信息。

(3) 资金效率高

几乎会员缴付的每一分钱全部都会用于保障使用,95%用于自动赔付,5%用于社区发展和奖励。

(4) 激励机制

任何组织和个人都可以基于智能合约模板发起一个共享保障合约,并因此获得MediShares平台的原生代币“MDS” 。这将极大丰富未来保障的应用场景,满足很多目前无法获得保障的场景。

(5) 无资金池

基于智能合约锁定代币资金,作为系统的运营者不触及任何的资金,完全没有专门的资金池,更没有理财的模式。由于不接触资金,所以会规避绝大多数的法律风险,甚至系统本身也不会被认为具备保险公司的特征。

(6) 高效运营

基于机器数据源的赔付触发条件,解决主观判断赔付标准的问题。因为区块链智能合约不能修改的特性,赔付过程将通过锁定在智能合约上的代币执行,从而保障了承诺的赔付必定会得到履行。

(7) 全球市场

基于MDS Token 的无国界流通特性,MediShares 市场对全球用户开放,并用区块链完成赔付和清算。··

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海外版比特儿 – Gate.io 买/卖教程!

Gate.io 买卖教程!

今天来教大家如何在海外版的比特儿-Gate.io APP上面买卖货币!

首先我们要在场外群买好ETH或者BTC然后打开比特儿APP点击钱包,找到ETH点充值!

2.点击汇入地址充值!

3.点击复制地址!(下方就是你比特儿交易所ETH的地址,这个地址就像你银行卡号一样,你必须有卡号,才能转钱进来是吧

4.把ETH充值进交易所以后,现在开始来交易,也就是用ETH去换你想换的货币!然后我们点击交易!

5.点击交易区!

6.选择ETH交易,(因为你充值是的ETH,所以选择ETH交易区!第一个是美金交易区,第二个比特币交易区,第三个ETH交易区,第四个)

7.选择自己想买的货币,比如MDS,选择好以后就看右边卖单的价格,现在卖单价格是0.000063ETH一个代币,也就是说,你现在想买,你必须在第一个委托价格那填写0.000063才可以买到,然后在交易量那填写需要买几个ETH的数量,中间的委托数量是自动形成的,不用理会,也就是说,0.000063ETH一个代币,你需要购买2个ETH,系统就自动形成你能购买的数量!

8.然后点击购买,购买成功以后,下方会出现这个英文单词,就是购买成功了!

 

9.购买成功以后,点击钱包就会显示你成功购买的额货币

上方是在比特儿交易所换货币的教程,那卖货币的步骤如何操作,请看下方教程!

1.比如我们现在需要卖ETH变成现金,首先点击交易!

2.看图片!

第一步,点击ETH交易区选择自己想卖的货币。

第二步,点击卖出。

第三步,看买单是多少的价格,因为你要卖,得按别人买的价格卖!

第四步,输入卖单的价格

第五步,输入你要卖的数量,然后点击现货卖出!

然后卖出以后,怎么变成现金呢?很简单!在微信群里面出就行!如图:

报自己想卖的价格,和别人讨价还价!

假如张三想买,钱转给你以后或者转到担保人那以后,张三或者担保人会给你他的ETH收款地址,你就复制他给的地址,打开比特儿交易所转到ETH,然后点击提现!

1.点击提现到地址

2.第一,然后输入提现金额,如10。

第二,点击请选择收币地址,也就是粘贴刚刚张三给你的ETH地址,粘贴完毕以后点击申请到提现地址,输入你的交易密码,点击确认就可以了!

(提现时注意,交易所需要扣除手续费,你提现10个到账9.997个,手续费是0.003ETH一次)

今天的教程就到这里,祝大家天天赚大钱!


Medishares社区的目标:一币在手,安全无忧。

官网:http://www.medishares.org/

Twitter:https://twitter.com/MediShares

Telegram:https://t.me/medishares

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MDS 白皮书 1.0 – A Global Mutual Aid Marketplace on the Blockchain

http://doc.medishares.org/whitepaper/MediShares.Whitepaper.CN.pdf

http://doc.medishares.org/whitepaper/MediShares.Whitepaper.EN.pdf